Comprehensive Auto Insurance for Peace of Mind.
Affordable Auto Insurance in Ontario
Determining the right amount of auto insurance can be challenging, but we're here to help. We strive to find the perfect combination of coverage to suit your needs and create the value you seek. Once you've chosen us, we're always available to answer your questions.
We prioritize your safety, security, and ensuring you have the necessary coverage for both yourself and your family. Most importantly, we streamline the process for all our clients, regardless of their current or past driving history.
We take pride in offering transparent service at every stage and are pleased to sit down with you to address any queries or concerns you may have. Our team dedicates the necessary time to understand precisely which policy suits you best and connects you only with reputable insurance companies we trust for their reliability. You can count on our team to secure rates within your budget while providing the coverage you require.
What Does Auto Insurance Cover?
Accident Benefit Coverage
This protection compensates you for medical and rehabilitation costs and lost income if you or your passengers are injured in a car accident, regardless of who's at fault.
Third-Party Liability Coverage
No one means to get into an accident, but in case it happens, and you're responsible, this coverage will protect you to help cover the costs and damages to the injured party.
Uninsured Automobile Coverage
This protects you and your passengers in case of injury or harm by an uninsured driver.
Collision Coverage
Helps pay for damages to your vehicle in the event of a collision when you are at fault.
Comprehensive Coverage
This protection pays for damages from theft, vandalism, fire, weather-related damage, or hitting a live animal.
Accident Forgiveness
This coverage forgives your first at-fault accident and maintains your top rate driver status.
All Perils Coverage
Combines Collision and Comprehensive coverage by protecting all perils (events) named in the policy, including collision and non-collision events.
Specified Perils Coverage
This coverage protects specific perils named in the policy like, theft, fire, or certain types of specified damage.
Rental Car Coverage
Provides reimbursement for a rental car while your vehicle is being repaired or replaced due to a covered loss.
Understanding Auto Premiums
Auto premiums are based on a number of factors, some of which are within your control. The type of vehicle you drive plays a significant role in this. If you drive a 1000hp vehicle with poor safety ratings, your premiums will likely be higher. Additionally, if you've held your full license for 10 or more years without any claims or convictions, your premiums will likely be lower.
Auto Insurance Savings
You may be surprised to learn that many choices are available regarding coverage, limits, and deductibles. There are also numerous ways to reduce premiums, such as combining your property and auto insurance, installing theft deterrent equipment, and increasing your deductible. However, each auto insurer has its own set of guidelines. If you have winter tires or if you are retired, you'll likely qualify for a discount, but there are also other discounts for which you could qualify.
Ready to Get Started?
To obtain an auto insurance quote, it's important to have your driver’s license and vehicle identification number (VIN) on hand so that we have all the necessary information.
If multiple drivers and/or vehicles are going on the same policy, please have their licenses and VINs available as well so that we can provide you with the most accurate quote.
Click below to inquire today!
“I have been with this company since I started driving and I have never had any problems. Response to any claims from car accidents have been quick and easy with complete satisfaction.”
— Janet C.