Protect Your Business with a Customized Insurance Plan.
Comprehensive Business & Commercial Insurance
No two businesses are alike, so we strive to find the right bundle of customized commercial coverage for each situation. Whatever your business, our goal is the same: we want you to focus on what you do best, not the insurance.
At dbi Brokers Ltd, our commitment is to collaborate with you in selecting coverage tailored to your specific business requirements. Through comprehensive conversations and evaluation of your operations, we aim to grasp a deep understanding of the intricacies of your business. We assess all potential risks to craft a personalized plan exclusively for you.
Understanding commercial insurance can be overwhelming, but our team of specialists is dedicated to demystifying policies and guiding you through each aspect of coverage. Our extensive experience enables us to address the dynamic demands faced by business owners effectively.
Examples of Commercial Insurance Coverage
Commercial Property
This coverage helps protect you from costs if the building is damaged or there is loss due to perils such as fires, theft, or vandalism. It covers your physical assets like your building, inventory, equipment, and more.
General Liability
This coverage provides financial protection for claims that arise from third-party bodily injury or property damage resulting from negligence or unforeseen accidents. It can also cover the cost of legal fees.
Business Interruption
This coverage helps replace the lost income and covers operating expenses if your business temporarily closes due to a covered event, like a fire or a natural disaster.
Equipment Breakdown
This coverage helps pay for repairs or replacement of equipment needed for your business that breaks down, such as HVAC systems, refrigerators, or machinery.
Errors & Omissions
Protects against legal accusations of negligence, errors, or omissions that may arise in relation to services provided by your business to customers.
Commercial Auto
Your business's vehicles can play a vital role in your operations. The appropriate coverage ensures they are safeguarded in case of unforeseen events, including collision and cargo coverage.
Commercial Premiums
Commercial insurance considers all aspects of the business. While liability and owned assets are the primary focus of most commercial policies, other insurable considerations are also common in most businesses. The type of industry the business operates in, its earnings, and potential losses are additional factors in determining the premium.
How to Save
Each insurer offers various options when it comes to rating risks. Implementing security systems and safety precautions will likely help lower your premiums. Additionally, factors such as years of experience in the industry, claims history, and your mortgage status may also contribute to premium reductions.
Excellence in Service
Commercial claims can be costly, and the last thing we want is for you to worry about submitting any claim. Rest assured, our dedicated in-house claims team will support you through the process, allowing you to focus on operating your business. Additionally, as brokers, we can explore various insurance companies and select the one offering the optimal combination of premium and coverage to ensure you receive the best value!
Ready to Start?
If you know your business like the back of your hand, then getting a quote will be as simple as having a conversation. We’ll be discussing your assets, so if you own any property, be prepared with details like land sizes, building construction information, & dates.
If you have any vehicles or valuable equipment, it's helpful to have an idea of their purchase dates and amounts. All of these details are vital to the commercial quote process.
Click below to inquire today!
What Our Clients Are Saying:
“This brokerage is an asset to this community. They listen to your concerns, clarify areas of insurance that are unclear in the descriptions provided by the insurance companies, and have always given us quick responses when contacted with questions regarding our policies.”
— Richard T.