Quality Farm Insurance Advice & Solutions.

Full-Coverage Insurance for Ontario’s Farmers

A farmer’s home and property are their means to income, and we want to protect both. Whether it’s dairy, cash crop, poultry, or hobby farming, we can help safeguard your home and your business assets. Each farmer faces unique challenges, but ultimately, it comes down to protecting their well-being.

The specific farm insurance coverage you need in Ontario will vary depending on your farming activities, the size of your farm, and other factors. At dbi Brokers Ltd, we’re dedicated to understanding the unique needs of your farming operations to find you the best insurance solutions for the right price.

Secure the value of your land, equipment, buildings, produce, and livestock with a custom farm policy built just for you, and enjoy peace of mind.

Common types of farm insurance coverage include:

  • Dwelling and Farm Structures

    This coverage is for the main farmhouse, barns, outbuildings, silos, and other structures on the farm property.

  • Equipment & Machinery

    Coverage for farm machinery, such as tractors, combines, irrigation systems, and other equipment used for your farm activities.

  • Farm Liability

    Liability coverage that protects you against legal claims arising from bodily injury or property damage that occurs on the farm premises.

  • Livestock Protection

    This protection is for livestock, including cattle, poultry, swine, and other animals, against risks like disease, theft, accidents, or natural disasters.

  • Crop Protection

    Coverage for crops against risks such as fire, hail, windstorms, drought, flooding, and other weather-related perils.

  • Business Interruption

    This protects against loss of income or additional expenses due to a covered event that disrupts normal farming operations.

  • Auto Farm Insurance

    If you use vehicles for your farming operations, you'll need farm commercial auto insurance to cover the vehicles, including trucks, tractors, and trailers.

  • Hobby Farm Insurance

    If farming is a hobby that provides extra income or food for your family, you’ll need hobby farm coverage to ensure you’re protected in case of an emergency.

Farm Insurance Premiums

Many factors influence the cost of farm insurance. The type of operation plays a role, along with the property, facility, and business size. The farm's history of loss experience, as well as loss prevention measures, also influence the premium.

Insurance Savings

Properly maintained buildings, machinery, and equipment help present an appealing risk to insurers. Implemented loss prevention measures can further improve the presentation.

We’re Here to Help

The last thing we want is for you to worry about submitting a major claim to an insurance company. To make it easier and hassle-free for you, we have a dedicated in-house claims team. The claims specialists on this team support you through the process, allowing you to go about your day with less worry.

Ready to Get Started?

At dbi Brokers Ltd, we partner with several farm mutual companies that offer free loss prevention inspections. These assessments provide insights into areas of your operation that may require attention, serving as a valuable tool for identifying potential issues and safety concerns. As brokers, we can explore various insurance companies to select the one offering the best combination of premium and coverage, ensuring you receive the best value.

Starting points include inventories and valuations of machinery, equipment, stock, and produce. A detailed summary of your operation is crucial to ensure your liabilities are protected. Additionally, it's helpful to have your annual receipts in mind.

Need a quote? Click below to inquire!