Finding a house to call home is a big commitment, and protecting that house is an even bigger responsibility. At dbi Brokers ltd, we’re here to make the process of insuring your house as easy as possible. We’ll work with you to set up a customized insurance plan, reach out about possible updates and discounts, and review your policy with you.
PREMIUM BASED ON
Premiums are mainly based on the rebuild value of your house. The rebuild value can be found by doing an evaluation which takes into consideration many facets of the house. If the evaluation of the rebuild value is lower, the premium will generally be lower. However, the location of your house, and the coverage’s you desire, also play a significant role in how the premium is determined.
HOW TO SAVE
Each insurer has their own different options when it comes to discounts. If you have a security system or a hardwired sprinkler system, you’ll likely qualify for a discount. Your age, mortgage status, claims history, and insurance loyalty also may help you earn further discounts.
INFO TO HAVE HANDY
In order to ensure accuracy, we start with an evaluation of the house. For the evaluation, you will need to know (or find out) info about the construction of the house. This will include an approximate year the house was built, the square footage, info on the heat sources, the electrical, the plumbing, and roof. We can provide quotes without this information, but the more accurate the information is, the more accurate the quote is.
The last thing we want is for you to worry about submitting a major claim to an insurance company. To make it easier and hassle-free for you, we have a dedicated in-house claims team. The claims specialists on this team support you through the process so you can go about your day with less to worry about.
Additionally, as brokers, we can look at a number of different insurance companies, and select the one with the mixture of best premium and best coverage to ensure you get the best value!!