Business Insurance

With over 85 years in the business, we continue to help entrepreneurs find coverage that fits their needs.  No two businesses are alike, so we strive to find the right bundle of customized commercial coverage for each situation.  Your business could be home based, family owned, or a large corporation, but our goal remains the same.  We don’t want you to worry about the insurance for your business, we want you to focus your time and effort on what you do best. 



Commercial insurance takes into account all aspects of the business.  Liability and owned assets are the focus of most commercial policies, but there are other insurable considerations in most businesses.  The type of industry the business is in, earnings, and potential losses are additional factors in the determination of premium.



Each insurer has their own different options when it comes to rating risks.  Security system and safety precautions will likely help keep your premiums lower.  Other factors, such as years of experience in the industry, claims history, and your mortgage status may also help reduce premiums.



If you know your business like the back of your hand, which you should, then this will be as simple as having a conversation.  We’ll be talking about your assets, so if you have any property know about the sizes of land, and the building construction info and dates.  If you have any vehicles or valued equipment, have an idea of the purchase dates and amounts.  All of this information is vital to the commercial quote process.



Commercial claims can be costly, after all, we’re insuring your well being, and your means to make an income.  The last thing we want is for you to worry about submitting any claim.  You can rest assured as our dedicated in-house claims team supports you through the process so you can get back to operating your business.

Additionally, as brokers, we can look at a number of different insurance companies, and select the one with the mixture of best premium and best coverage to ensure you get the best value!!

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